Manan

 Some websites use action buttons with confusing text for promoting certain behavior Now what is the intent in above case?  

 Discoverability - If user can't find it, it does not exist. Signifiers           - Calling for action (Click me, edit profile picture, button, arrow etc) showing  possible actions  Feedback          - Showing that button is clicked, page is loading... giving user feedback that it is working  Conceptual models and mental models - top Navigation bar, sitemap at bottom  Mappings  - How knobs, thermometers work  Constraints Consistency, standards, Heuristics Pattern and Learnability Visual Hierarchy and emphasis - size, proximity, color, opacity, and actual tonal contrast between elements  Fitts law - The time to acquire a target is a function of the distance to and size of the target.  Gutenberg Diagram, Z- and F-Pattern Layouts Recognition Rather than Recall Aesthetic and Minimalist Design Error Prevention   https://www.toptal.com/designers/interactive/interaction-design-principles    Large buttons are easy to target. Taking advantage of Fitts' Law, one can also introduce const

  A possible use of Faceapp type AI to generate their old Avatar and then Whenever the user logs in the portal. It will greet them and say "thank you, you have saved XXXX.XX amount for me". When member tries to withdraw 5000. the avatar would say "Are you sure you want to reduce my 50,000( assuming interest rate of 8.1 for remaining years )?

 The issue(not the court case) of pension on higher contribution  is for following factors 1. Equity & Adequate Benefit to the concerned employees? 2. IF the formula that decide benefit is sustainable or not? 1. How to decide equity? IF the formula that decide benefit is sustainable or not? It can only be decided calculating the amount contributed on behalf of employee, amount calculated after years of investment as part of pension fund and amount of benefit that the employee will be getting in average years of life after retirement. To calculate these, EPFO should have enough transparency for a common man to compare these 3 values. if is not sustainable for higher wages, it means the formula was not made considering it as balanced scheme and the formula may have been developed like a social assistance scheme where the govt is in loss for each new member. 2. As per basic definition social security should be Equitable and adequate. What is adequate benefit? IMHO, The amount should b

  For betterment of financial social security systems, there is a need of a simulator and formula which can arrive at Optimum contribution from employees and optimum benefit in life after retirement. The benefit should be safe against inflation in long term and against market conditions in short term.   Old Pension Scheme was stopped because it was loss making scheme   NPS, we are not sure if the benefits are safe against market conditions at the time of retirement.   EPS is for sure not adequate with limitation and may be loss making for full salary contribution.   401 (as per some yt videos) has also been a failure.   Even though India is one of the youngest nations, The old age population will double by 2050. It is still a question what scheme will ensure social security for so many old citizens.   Even in EPFO (as per annual reports), the number of claims (excluding final settlement) before 2016 were miniscule in number but it has jumped to thousands of times in just 6 years. Techn